Instructor Guide

This page summarizes the instructor guide. The full version, including facilitation questions and the curriculum map, lives in docs/INSTRUCTOR_PILOT_GUIDE.md and docs/CURRICULUM_MAP.md.

Purpose and audience

Ram Ready Financial Futures is an independent, open-source pilot built with first-year Angelo State students in mind, while remaining openly accessible to the public. It teaches how financial systems work rather than prescribing one correct way to live.

Suggested uses

First-year seminar supplement
New-student orientation module
Business-school introductory unit
Student-success or advising resource
Library or financial-wellness workshop series

Facilitating sensitive topics

When discussing income inequality, opportunity, and outcomes, avoid framing financial hardship as a personal failing. The course explicitly teaches that health, disability, caregiving, discrimination, geography, luck, and economic conditions shape outcomes alongside personal choices. Facilitators should reinforce that framing rather than a "just budget better" narrative.

Reporting a content error

Use the GitHub issue templates in this repository: Curriculum Review, Source Correction, or Accessibility Review. See source review checklist.

Limits of the simulation

All simulator numbers are illustrative teaching simplifications, not individualized financial planning. No path in the course promotes itself as the universally correct one, and no setback in the story is an irreversible dead end.